- Harmoney: https://www.harmoney.co.nz/sign-in
Pensions:
https://www.amp.com.au/wps/portal/au/AMPAULogin?iid=Login:MP:smarthero
https://customer.anz.co.nz/kiwisaver/Utility/Login.aspx?ReturnUrl=/kiwisaver/&Msg=1
https://www.direct.aviva.co.uk/MyAccount/login
Use phone app to login to broker
SMS can be slower, and need internet anyway – so if can’t use phone app then can’t login anyway (10-20).
Review pension allocations annually and with multiple long term trend filters (Todoist task)
Consider entry/exit fees and ICR p.a. The ICR (Indirect Cost Ratio) includes all of the Management Expense Ratio plus all other indirect costs, for example performance fees. Managed Funds may include both the MER and ICR, only one is charged with the ICR the more conclusive figure.